Credit building is probably the biggest thing that you can do yourself to repair your credit. You want to have 3-5 revolving accounts on your credit report. If you don’t have them, then visit our rebuilding credit tab and apply for some now! Without new good credit, on your credit report, you may fail to see significant advances in your score, even if lots of bad negative information is deleted. Good, new credit, like a credit building credit card is crucial to getting the best score possible!